Car accidents are frightening and can have devastating consequences. Unfortunately, car accidents happen quite frequently: there were nearly 11 million car accidents across the United States in 2009, with nearly 36,000 of those accidents resulting in fatalities . These numbers have only continued to increase as more and more people use their vehicles on the roads each year.
If you have been involved in a car accident, or any kind of traffic accident, you know how scary and upsetting it can be. There are many things you have to worry about in the aftermath of a traffic accident: you may have been injured, your vehicle may have been damaged, and it may be difficult to determine who caused the car accident. In many cases, the car accident won’t have been your fault, and you will be suffering from injuries and property damage that you did not cause yourself.
If this has happened to you, you may need to speak to a car accident attorney. Handling medical bills and car repairs can be extremely expensive and often put a huge financial burden on victims of car accidents and other traffic accidents. This can be even more devastating if you were wrongfully injured or suffered from injuries and property damage because of a careless, reckless, or negligent driver. Don’t let their mistakes ruin you financially – a car accident lawyer can assist you in making sure that you get the compensation that you deserve to cover your injuries.
Car accidents can happen anywhere, under any number of circumstances. The most common type of car accident is being hit by another car or vehicle on the road , and unfortunately, these kinds of car accidents can also be the most complicated when it comes determining what happened and who was at fault. That’s why it is important to follow certain steps after you have been involved in an accident: you need to make sure that you obtain the other driver’s information and car insurance policy number so that you have that information readily available when it comes time to file your claim. It is also useful to take photographs of any damage and of the location of the accident, to get contact information of any witnesses to the accident, and to call the police to the scene after it happens.The more evidence that you can gather, the better.
One of the most frightening kinds of traffic accidents are collisions with large commercial vehicles, like trucks and tractor trailers. Although truck drivers are trained to drive safely and must follow certain safety standards , accidents still occur: in fact, in 2013, there were almost 140,000 crashes involving large commercial trucks and buses . The reason that these crashes can be so devastating is that if you are in a normal sized vehicle, like a car or a motorcycle, being hit by a large truck, especially at high speeds, can cause very serious injuries to you and severe damage to your vehicle. You could be facing permanent disabilities that require major surgery and lifelong care, costing you thousands of dollars in medical care. Depending on the circumstances, the driver of the vehicle may be liable for your injuries, and the company responsible for the truck and driver may also be considered liable as well. Your lawyer will assist you in determining who should be held responsible for your injuries if you were involved in an accident with a commercial truck.
Bicycle and motorcycle accidents
Many people use bicycles and motorcycles as a more cost effective way to commute. Unfortunately, if you are involved in a traffic accident while on a bike or motorcycle, you may suffer from very serious injuries because of the fact that bikes and motorcycles provide little protection in an accident. In fact, motorcycle accidents are increasing in frequency, according to the CDC . Whereas a car can absorb some of the shock of a collision in the body of the car, a bike or motorcycle leaves you exposed, even if you are wearing property safety gear like a helmet. Your bike or motorcycle will also likely be seriously damaged and may even need replacement. Because these costs can be extremely high, it is important to work with an accident attorney to make sure that the driver responsible for your accident gives you their insurance information and that the insurance company provides you with the full amount of compensation you are owed.
Traffic accident injuries
If any injuries have occurred, you need to take care of your health immediately. This usually means visiting a hospital or ER. It is a good idea to get a checkup after any kind of traffic accident, even if you do not feel hurt or injured at first, because some injuries do not show symptoms until later.
Your health should be your top priority after a car accident. Injuries from car accidents can sometimes be minor, such as scrapes and cuts, broken bones, bruising, whiplash , or mild concussions, although all of these injuries still require immediate treatment. However, many car accidents result in much more serious and severe injuries, such as head or brain injuries, spinal injuries, severe burns, permanent disability or disfigurement, or even death in the worst cases. It is critical that you receive medical treatment for any injuries from car accidents. You may need surgery or other medical procedures, and you may need to take medications or receive physical therapy even after the accident.
Unfortunately, any time you visit a doctor or a hospital, you will have to pay for your medical care, even if you have health insurance. Even with health insurance, medical costs are often so high that your out of pocket expenses can be thousands of dollars, which may be more than you are able to pay to take care of your injuries. In fact, an average hospital stay in the United States can cost around $15,000, not including other medical procedures and costs. This can be even more difficult if the other driver caused the accident — the injuries are not your fault, and you should not have to suffer financially because of it. The negligent driver’s insurance coverage should be responsible for covering your medical costs instead.
Dealing with the insurance companies
As unfair as it seems, insurance companies are often reluctant to give car accident victims the full amount of compensation that they are owed. Insurance companies are businesses trying to maximize their profits, and so if they think that they can get away with offering you a lower settlement for your medical costs and property repair, they will try. It can be very difficult to tell how much deserve to receive for your injuries, which is where an experienced car accident attorney can be of assistance.
Our office has handled car accident cases, traffic accident cases, and other personal injury cases for many years, and our attorneys know exactly what your situation is worth and how much you should expect to receive from the insurance companies. We will make sure that the car insurance companies do not try to offer you a lower settlement than you deserve, and we are able to negotiate on your behalf if they offer you less. We will even take the insurance company to court if necessary to ensure that your medical bills are fully covered, as well as your property damage repair. In some cases, such as collisions with commercial vehicles like trucks, the company responsible for the truck could be held liable for your injuries and property damage. In these situations, we will negotiate with the company on your behalf to get you the compensation you need for your injuries and your vehicle repair or replacement.
Why do I need a lawyer?
Sometimes, people assume that they do not need legal assistance when it comes to dealing with your car accident. The process may seem fairly straightforward, but unfortunately, many people discover the hard way that getting a settlement from the insurance company for your injuries and property damage can be very difficult without a lawyer to hold them accountable for the full amount you deserve. We will work with your doctor to ensure that all of your injuries are addressed in the settlement , as well as any property damage. If you have been involved in a car accident or any other type of traffic accident, get in touch with one of our experienced attorneys today. We will fight to protect your rights as an accident victim.